We've made the home buying process how it should be: Simple, Creative, and Consistent

Whether you're buying your first home, moving up, or purchasing an investment property, you'll find a simple and stress-free home lending experience at Southern Residential Lending. Before you start house hunting, make sure you contact a local Southern Residential Lending Loan Officer to see all your options.

Advantages of Home Ownership

Go from Application to Approval in Less than One Day

With Priority Approval from Southern Residential, you'll be equipped with a full credit approval when you go house hunting. This can make your offer stand out to sellers.

Invest in Your Financial Future

Stop paying your landlords mortgage payment! Owning your own home allows you to build equity into an asset that is truly yours.

Unique Financial Benefits

Not only will you get the physical flexibility that comes with homeownership, you'll benefit from tax-breaks and additional financial incentives, too.

Buying a home with our team

Buying a home is a big decision. Our goal at Southern Residential Lending is to provide you with the right financing that best fits your personal situation. We are a direct lender, which means we not only originate loans, we also underwrite, approve and fund them. As a direct lender, we control every step of the mortgage, from pre-qualification to in-house underwriting, through funding. So when we say “APPROVED”, you know you can proceed with confidence.

We’ve been in business since 1998. Our sales and operations staff have the experience and expertise to provide you with the right financing at highly competitive rates. Our mortgage professionals are well-trained and focused on giving you the outstanding service and advice you deserve.

Popular home loan programs we offer

FHA Loan

An FHA home loan makes qualifying for your new mortgage easier. Refinance or buy, it’s our most flexible loan.

VA Loan

VA Loans are designed to offer military homebuyers incredible benefits like zero down and no private mortgage insurance (PMI).

USDA Loans

With low-interest rates, flexible guidelines, and up to 100% financing available, USDA home loans are ideal for rural buyers.

Jumbo Loans

Jumbo loans offer low rates on homes over the conforming loan limit. 15-year, 30-year, FHA and ARM jumbo mortgage options are available, depending on your area.

Why Trust Southern Residential With Your home financing?

Southern Residential Lending is a full-service mortgage lender. We offer diverse mortgage products designed to meet any home financing need. Our continued success is a result of the outstanding customer service we offer our clients and business partners. All of our loans are expedited through local processing, underwriting, and closing agents. Our industry-leading service truly sets Southern Residential Lending apart.

In business since 1998

Very competitive interest rates

Over 65,000 loans closed

In-house underwriting, processing and funding

Licensed and experienced mortgage loan officers.

Focused on developing relationships and trust.